Insurance is simply the transfer of risk. When you get insurance you are transferring the financial risk from yourself, your family, or your business to the insurance company.
For example: If you got got cancer and you didn't have insurance, you would be in charge of all medical bills that come your way. That could be upwards of tens of thousands of dollars. If you had insurance, your insurance company would help aid in the cost of doctors visits, treatment, medications, and more. What would have cost you maybe $100,000 without insurance, may now only cost you $10,000 because you had insurance.
Travel Health Insurance
Idaho Insurance Companies
As an insurance broker we represent about 95% of the insurance carriers in the state of Idaho. At Flint Insurance we are an independent insurance agency, so we are not out here pushing one company or one product over another. Insurance brokers can help you request a quote from an insurance company and can facilitate in helping you buy insurance. We can help you find the right plan and the right coverage for your specific needs.
Insurance agents get paid a commission to sign people up for insurance. Unlike when you sell your house and have to pay a real estate agent to help sell your house, with insurance we are paid directly from the insurance company, so no money comes out of your pocket! We are a FREE resource to you!
Under 65 health insurance is a type of health coverage designed for individuals who are not yet eligible for Medicare. This insurance is specifically tailored to meet the accessibility and needs and concerns of those under the age of 65, providing coverage for a wide range of medical services and treatments. Under 65 health insurance typically includes benefits such as hospitalization, doctor visits, preventive care, prescription drugs, and more, offering a comprehensive safety net for individuals in this age group.
Group Health Insurance is a type of health coverage that is offered to a group of people, typically employees of a company or members of an organization. This type of insurance provides coverage for a group of individuals under a single policy, as opposed to individual health policies. Group health insurance plans are designed to provide affordable and comprehensive coverage to a large number of people, making it a popular choice for employers looking to provide benefits to their employees. Benefits may include group dental, group vision insurance, group health, and more.
Medicare Health Plans are a vital component of the U.S. healthcare system, designed to provide comprehensive coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities. These plans are offered by private insurance companies that are approved by Medicare, and they cover a wide range of healthcare services to help beneficiaries manage their medical needs effectively. These plans typically include coverage for hospital stays, doctor visits, prescription drugs, preventive care, and more, offering a level of protection and financial stability for those enrolled.
Health insurance supplements are additional plans that work alongside your primary health insurance policy to provide extra coverage for specific areas of healthcare. These supplements are designed to fill gaps in coverage that may exist within your primary health insurance plan, offering added financial protection and peace of mind. They can help cover expenses such as copayments, deductibles, and out-of-pocket costs that are not fully covered by your main health insurance. Health insurance supplements provide additional coverage to fill gaps left by your primary health insurance policy. These policies include vision insurance, dental insurance, disability insurance, cancer insurance, and accidental insurance.
Traveling health insurance provides coverage for medical emergencies and other health-related incidents while you are abroad.
When embarking on a journey abroad, travel health insurance is a vital tool to safeguard you against unforeseen medical expenses and health-related incidents. This type of insurance provides coverage for medical emergencies that may arise during your travels, ensuring that you receive proper medical care without the added stress of financial burden. Whether you encounter a sudden illness, a serious injury, or simply require routine medical services while away from home, travel health insurance offers peace of mind knowing that you are protected.
What is Life Insurance?
Life insurance is a financial product that offers a way to protect your loved ones in the event of your untimely death. It provides a lump sum payment, known as the death benefit, to your beneficiaries to help them replace lost income, pay off debts, cover funeral expenses, or any other financial needs that may arise. By paying a premium, you are essentially transferring the risk of financial hardship from your family to the insurance company.
Hours:
Monday through Friday: 9am to 5pm
Saturday: 9am to 2pm
Sunday: Closed
States we currently service include Idaho, Oregon, Utah, Washington, Indiana, and Wisconsin
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